The workers’ compensation system in the country offers benefits to workers who sustain workplace injuries or develop occupational illnesses. If you have sustained an injury due to a workplace accident, you may be entitled to workers’ compensation benefits. These benefits can cover your medical bills and a part of your lost wages, regardless of fault. Delventhal Law workers’ comp attorneys can walk you through the legal process and help you secure the benefits you deserve. If a doctor orders you not to work, workers’ comp may cover 2/3 of your average weekly wage.
Filing a claim promptly is necessary to make sure you get benefits. Also, it can prevent you from facing state-imposed fines. You need to report your injury or illness within thirty days of the job-related accident. Not filing a claim within this period can result in the denial of your claim.
Injuries Covered by Workers’ Comp
With a few exceptions, the majority of work-related injuries are covered by workers’ comp. The workers’ comp system in Indiana does not cover firefighters, farmers, independent contractors, and police officers. However, you should clarify this when you consult with a lawyer. Whether or not you think you are covered, you must reach out to a workers’ comp lawyer to make sure your rights are protected. Some of the common workplace injuries that workers’ comp covers, including spine and spinal cord injuries, shoulder and joint injuries, back and neck injuries, traumatic brain injuries, reflect sympathy disorder, head injuries and concussions, eye or vision loss, and more.
Kinds of Workers’ Compensation Benefits
Benefits apply to injured workers in many ways. A major component of your claim is medical care coverage. This includes doctor’s appointments, surgery, physical therapy, and rehabilitation services.
Usually, a job-related injury prevents workers from going to work temporarily or permanently. Through workers’ comp, you can recover a portion of the wages or income you lost because of your injury. A permanent partial impairment rating is appropriate if you lost function permanently. Also, you may be able to secure permanent total disability benefits if you cannot return to gainful employment again. If a workplace injury resulted in death, family members of the deceased worker can seek death benefits.
Rights of Injured Employees
If you have been injured while performing your job duties, you have the right to bring a workers’ comp claim for your injury. Also, you have other rights like pursuing medical treatment, seeking wage replacement, and seeking compensation for permanent impairment. To get the full benefits you deserve, you should understand your rights. To best way to protect your rights is to work with a skilled attorney.
What If Your Employer Does Not Carry Workers’ Compensation Insurance?
Employers in Indiana are required to buy workers’ comp insurance for their workers, including minors and temporary workers. Employers who do not carry this insurance can face penalties. As an injured worker, you can file a lawsuit against your employer to recover compensation for your losses including medical expenses, pain and suffering damages, and income losses. Your lawyer can explain your options to you.
Reasons You Need Legal Representation
Indiana’s workers’ comp law is complex, and every cause has unique circumstances. A skilled workers’ comp attorney can assess your case and help resolve disputes between you and your employer. Also, they can help you secure the maximum benefits you deserve. An experienced lawyer can prove the full extent of your losses, ensuring you can secure high compensation and enjoy peace of mind.
Navigating the workers’ compensation law in the state can be hard, and without enough knowledge of this law, you can be at a disadvantage. Your attorney will make sure your expenses and losses are adequately covered.
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